Smart Money Saving Habits: A Guide to Financial Efficiency

In this literature, I will share the money-saving habits I have developed and refined, both in my current circumstances and back in 2020 when I was working part-time at UPS, earning an average of $250 per week. During that time, my annual income was significantly below the average for Americans, ranging from $13,000 to $24,000 per year. I firmly believe that the key to saving money lies in effective income management.